{"id":689,"date":"2026-01-12T09:21:44","date_gmt":"2026-01-12T09:21:44","guid":{"rendered":"https:\/\/swarnainvest.in\/?page_id=689"},"modified":"2026-02-01T06:44:59","modified_gmt":"2026-02-01T06:44:59","slug":"tools-and-investment-calculator","status":"publish","type":"page","link":"https:\/\/swarnainvest.in\/index.php\/tools-and-investment-calculator\/","title":{"rendered":"Investment Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"689\" class=\"elementor elementor-689\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45237e2 e-grid e-con-boxed e-con e-parent\" data-id=\"45237e2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c964cfe e-flex e-con-boxed e-con e-parent\" data-id=\"c964cfe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5da1a6d elementor-widget elementor-widget-html\" data-id=\"5da1a6d\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<title>Investment Calculators \u2013 For Illustration Only<\/title>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<style>\nbody{font-family:Arial,sans-serif;background:#f4f6f8;margin:0}\n.wrapper{max-width:980px;margin:20px auto;padding:10px}\nh2{text-align:center}\n.note{text-align:center;font-size:13px;color:#555;margin-bottom:15px}\n.tabs{display:flex;flex-wrap:wrap}\n.tabs button{\n  flex:1;padding:10px;border:none;cursor:pointer;\n  background:#e0e0e0;font-weight:bold\n}\n.tabs button.active{background:#1f3c88;color:#fff}\n.calc{display:none;background:#fff;padding:20px;border-radius:0 0 8px 8px}\nlabel{display:block;margin-top:10px;font-weight:bold}\ninput,select,button.calcbtn{width:100%;padding:8px;margin-top:5px}\nbutton.calcbtn{margin-top:15px;background:#1f3c88;color:#fff;border:none}\n.result{margin-top:12px;font-weight:bold;color:#0b6623}\n.disclaimer{font-size:11px;color:#555;margin-top:20px;line-height:1.5}\n<\/style>\n<\/head>\n\n<body>\n<div class=\"wrapper\">\n\n<h2>Investment Calculators<\/h2>\n<div class=\"note\">\nThese calculators are for educational and illustrative purposes only. Returns are assumed and not guaranteed.\n<\/div>\n\n<div class=\"tabs\">\n<button class=\"active\" onclick=\"openCalc(event,'sip')\">SIP<\/button>\n<button onclick=\"openCalc(event,'lumpsum')\">Lump Sum<\/button>\n<button onclick=\"openCalc(event,'goal')\">Goal<\/button>\n<button onclick=\"openCalc(event,'child')\">Child Education<\/button>\n<button onclick=\"openCalc(event,'retire')\">Retirement<\/button>\n<button onclick=\"openCalc(event,'fd')\">FD<\/button>\n<\/div>\n\n<!-- SIP -->\n<div id=\"sip\" class=\"calc\" style=\"display:block\">\n<h3>SIP Calculator<\/h3>\n<label>Monthly SIP Amount (\u20b9)<\/label><input id=\"sipAmt\" type=\"number\">\n<label>Investment Period (Years)<\/label><input id=\"sipY\" type=\"number\">\n<label>Assumed Return (% p.a.)<\/label>\n<select id=\"sipR\"><option>6<\/option><option>8<\/option><option>10<\/option><option>12<\/option><option>13<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"sipCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"sipO\"><\/div>\n<\/div>\n\n<!-- Lump Sum -->\n<div id=\"lumpsum\" class=\"calc\">\n<h3>Lump Sum Calculator<\/h3>\n<label>Investment Amount (\u20b9)<\/label><input id=\"lsAmt\" type=\"number\">\n<label>Years<\/label><input id=\"lsY\" type=\"number\">\n<label>Assumed Return (% p.a.)<\/label>\n<select id=\"lsR\"><option>6<\/option><option>8<\/option><option>10<\/option><option>12<\/option><option>13<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"lsCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"lsO\"><\/div>\n<\/div>\n\n<!-- Goal -->\n<div id=\"goal\" class=\"calc\">\n<h3>Goal Planning Calculator<\/h3>\n<label>Target Amount (Today\u2019s Value \u20b9)<\/label><input id=\"gAmt\" type=\"number\">\n<label>Years to Goal<\/label><input id=\"gY\" type=\"number\">\n<label>Expected Inflation (% p.a.)<\/label><select id=\"gI\"><option>4<\/option><option>5<\/option><option>6<\/option><\/select>\n<label>Assumed Return (% p.a.)<\/label>\n<select id=\"gR\"><option>6<\/option><option>8<\/option><option>10<\/option><option>12<\/option><option>13<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"goalCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"gO\"><\/div>\n<\/div>\n\n<!-- Child -->\n<div id=\"child\" class=\"calc\">\n<h3>Child Education Calculator<\/h3>\n<label>Current Child Age (Years)<\/label><input id=\"cAge\" type=\"number\">\n<label>Education Age<\/label><input id=\"cEdu\" type=\"number\">\n<label>Current Education Cost (\u20b9)<\/label><input id=\"cAmt\" type=\"number\">\n<label>Expected Inflation (% p.a.)<\/label><select id=\"cI\"><option>5<\/option><option>6<\/option><option>7<\/option><\/select>\n<label>Assumed Return (% p.a.)<\/label>\n<select id=\"cR\"><option>6<\/option><option>8<\/option><option>10<\/option><option>12<\/option><option>13<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"childCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"cO\"><\/div>\n<\/div>\n\n<!-- Retirement -->\n<div id=\"retire\" class=\"calc\">\n<h3>Retirement Calculator<\/h3>\n<label>Current Age<\/label><input id=\"rAge\" type=\"number\">\n<label>Retirement Age<\/label><input id=\"rRAge\" type=\"number\">\n<label>Monthly Expense Today (\u20b9)<\/label><input id=\"rExp\" type=\"number\">\n<label>Expected Inflation (% p.a.)<\/label><select id=\"rI\"><option>4<\/option><option>5<\/option><option>6<\/option><\/select>\n<label>Assumed Return (% p.a.)<\/label>\n<select id=\"rR\"><option>6<\/option><option>8<\/option><option>10<\/option><option>12<\/option><option>13<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"retCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"rO\"><\/div>\n<\/div>\n\n<!-- FD -->\n<div id=\"fd\" class=\"calc\">\n<h3>Fixed Deposit Calculator<\/h3>\n<label>Deposit Amount (\u20b9)<\/label><input id=\"fAmt\" type=\"number\">\n<label>Tenure (Years)<\/label><input id=\"fY\" type=\"number\">\n<label>Interest Rate (% p.a.)<\/label>\n<select id=\"fR\"><option>4<\/option><option>5<\/option><option>6<\/option><option>7<\/option><\/select>\n<button class=\"calcbtn\" onclick=\"fdCalc()\">Calculate<\/button>\n<div class=\"result\" id=\"fO\"><\/div>\n<\/div>\n\n<div class=\"disclaimer\">\nMutual fund investments are subject to market risks. Past performance is not indicative of future returns.\nAll calculations are illustrative and based on user inputs and assumed rates.\n<\/div>\n\n<\/div>\n\n<script>\nfunction openCalc(e,id){\n document.querySelectorAll('.calc').forEach(c=>c.style.display='none');\n document.querySelectorAll('.tabs button').forEach(b=>b.classList.remove('active'));\n document.getElementById(id).style.display='block';\n e.target.classList.add('active');\n}\n\nfunction sipCalc(){\n let P=+sipAmt.value,r=sipR.value\/100\/12,n=sipY.value*12;\n let fv=P*((Math.pow(1+r,n)-1)\/r)*(1+r);\n sipO.innerHTML=\"Invested Amount: \u20b9 \"+(P*n).toLocaleString()+\"<br>Estimated Value: \u20b9 \"+Math.round(fv).toLocaleString()+\"<br>Assumed Return: \"+sipR.value+\"% p.a.\";\n}\n\nfunction lsCalc(){\n let P=+lsAmt.value,r=lsR.value\/100,n=lsY.value;\n let fv=P*Math.pow(1+r,n);\n lsO.innerHTML=\"Invested Amount: \u20b9 \"+P.toLocaleString()+\"<br>Estimated Value: \u20b9 \"+Math.round(fv).toLocaleString()+\"<br>Assumed Return: \"+lsR.value+\"% p.a.\";\n}\n\nfunction goalCalc(){\n let amt=+gAmt.value,y=gY.value,inf=gI.value\/100,r=gR.value\/100\/12;\n let fv=amt*Math.pow(1+inf,y);\n let sip=fv\/(((Math.pow(1+r,y*12)-1)\/r)*(1+r));\n gO.innerHTML=\"Future Value (Inflation Adjusted): \u20b9 \"+Math.round(fv).toLocaleString()+\"<br>Required SIP: \u20b9 \"+Math.round(sip).toLocaleString()+\"<br>Assumed Return: \"+gR.value+\"% p.a.\";\n}\n\nfunction childCalc(){\n let years=cEdu.value-cAge.value;\n let fv=cAmt.value*Math.pow(1+cI.value\/100,years);\n let r=cR.value\/100\/12;\n let sip=fv\/(((Math.pow(1+r,years*12)-1)\/r)*(1+r));\n cO.innerHTML=\"Years Remaining: \"+years+\"<br>Future Cost: \u20b9 \"+Math.round(fv).toLocaleString()+\"<br>Required SIP: \u20b9 \"+Math.round(sip).toLocaleString()+\"<br>Assumed Return: \"+cR.value+\"% p.a.\";\n}\n\nfunction retCalc(){\n let years=rRAge.value-rAge.value;\n let exp=rExp.value*Math.pow(1+rI.value\/100,years)*12;\n let r=rR.value\/100\/12;\n let corpus=exp*25;\n let sip=corpus\/(((Math.pow(1+r,years*12)-1)\/r)*(1+r));\n rO.innerHTML=\"Years to Retirement: \"+years+\"<br>Estimated Annual Expense: \u20b9 \"+Math.round(exp).toLocaleString()+\"<br>Required Corpus: \u20b9 \"+Math.round(corpus).toLocaleString()+\"<br>Required SIP: \u20b9 \"+Math.round(sip).toLocaleString();\n}\n\nfunction fdCalc(){\n let P=fAmt.value,r=fR.value\/100,n=fY.value;\n let fv=P*Math.pow(1+r,n);\n fO.innerHTML=\"Invested Amount: \u20b9 \"+P.toLocaleString()+\"<br>Maturity Value: \u20b9 \"+Math.round(fv).toLocaleString();\n}\n<\/script>\n\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6fdb91 e-flex e-con-boxed e-con e-parent\" data-id=\"a6fdb91\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Investment Calculators \u2013 For Illustration Only Investment Calculators These calculators are for educational and illustrative purposes only. Returns are assumed and not guaranteed. SIP Lump Sum Goal Child Education Retirement FD SIP Calculator Monthly SIP Amount (\u20b9) Investment Period (Years) Assumed Return (% p.a.) 68101213 Calculate Lump Sum Calculator Investment Amount (\u20b9) Years Assumed Return<br \/><a class=\"moretag\" href=\"https:\/\/swarnainvest.in\/index.php\/tools-and-investment-calculator\/\">+ Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-689","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/pages\/689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/comments?post=689"}],"version-history":[{"count":35,"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/pages\/689\/revisions"}],"predecessor-version":[{"id":753,"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/pages\/689\/revisions\/753"}],"wp:attachment":[{"href":"https:\/\/swarnainvest.in\/index.php\/wp-json\/wp\/v2\/media?parent=689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}