Privacy Policy
Important Regulatory Disclosures
Swarna Invest respects the privacy of website visitors and clients. Information shared through this website is used only for investor communication, transaction support, and service assistance purposes.
Information Collection
Information may be collected when users:
• Submit enquiry forms
• Request investor support
• Apply for financial products
• Contact us through website communication channels
Collected information may include:
• Name
• Mobile number
• Email address
• Location
• Service preferences
Sensitive Information
This website does not collect or store:
- Banking passwords
- OTPs
- UPI PINs
- Debit/Credit card details
- Confidential financial credentials
All transactions are securely processed through authorised third-party financial platforms.
Use & Sharing of Information
Information may be used for:
- Investor communication
- Transaction facilitation
- Client servicing
- Regulatory compliance
Personal information is never sold or commercially distributed and may be shared only where required forauthorised processing or legal/regulatory obligations.
Cookies & Analytics
The website may use cookies and analytics tools for website performance monitoring and user experience
improvement.
Policy Updates
This Privacy Policy may be updated periodically in line with operational or regulatory requirements.
Last Updated: June 2026
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REGULATORY DISCLOSURES
Mutual fund distribution services available through this website are offered by:
U N Ravindra Rao
AMFI Registered Mutual Fund Distributor
ARN: 140359
“Swarna Invest” is a marketing and communication brand used for business operations and investor
servicing activities of the ARN holder and does not represent a separate legal financial entity or investment
advisory firm.
Transactions are facilitated through authorised platforms including FundzBazar powered by Prudent
Corporate Advisory Services Ltd. and/or respective Asset Management Companies (AMCs).
Commission or trail income may be received from AMCs, insurers, and authorised financial product
providers in accordance with applicable regulatory guidelines.
No direct advisory fees or transaction execution charges are collected from investors for mutual fund
distribution services unless separately disclosed.
All mutual fund transactions initiated through our FundzBazar referral links or integrated app integrations are restricted entirely to Regular Plans, which carry embedded trail commission structures paid out to the distributor by the respective Asset Management Companies (AMCs). To view our earnings structure, please Click Here to View Our Full Commission Disclosure Slabs. Mutual fund investments are subject to market risks; please read all scheme-related documents (SID/SAI/KIM) carefully before investing through the app interface.
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TERMS OF USE & DISCLAIMER
Nature of Information
The content available on this website is intended only for:
- General investor awareness
- Financial product information
- Administrative support
- Transaction facilitation
The information provided should not be considered as personalised investment advice or guaranteed financial outcomes.
Mutual Fund Risk Disclosure
Mutual fund investments are subject to market risks. Please read all scheme related documents carefullybefore investing.
No Return Assurance
Neither Swarna Invest nor the ARN holder guarantees returns, capital protection, profitability, orperformance outcomes from any financial product.
Loans & Insurance
Loan facilitation support is limited to coordination and documentation assistance only. Final approval andloan terms are determined solely by the respective Banks and NBFCs.
Insurance products are governed by the respective insurer’s terms, conditions, exclusions, and claimsettlement process.
Third-Party Platforms
Transactions are processed through authorised external platforms and service providers. Swarna Invest isnot responsible for technical interruptions or operational disruptions of third-party systems.
Limitation of Liability
Swarna Invest and the ARN holder shall not be liable for market-related losses, delayed transactions, technical failures, or decisions taken based on website information.
Calculators & Illustrations
Financial calculators, SIP projections, and illustrations available on the website are indicative andeducational in nature and should not be treated as investment advice or guaranteed outcomes.
Last Updated: June 2026
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WEBSITE FOOTER DISCLOSURE
Swarna Invest is a marketing and communication brand used by U N Ravindra Rao, AMFI Registered MutualFund Distributor (ARN-140359).
Mutual fund investments are subject to market risks. Please read all scheme related documents carefullybefore investing.
No investment advisory services or guaranteed return products are offered through this website.
© 2026 Swarna Invest. All Rights Reserved.
Terms & Disclaimer : Governing Law & Jurisdiction
These Terms of Use shall be governed and interpreted in accordance with the laws of India. Any disputes arising from or relating to the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in Gadag, Karnataka.